Letter: Obamacare protected my sister from financial disaster
The Congressional Budget Office recently concluded that many Americans will leave work voluntarily because of Obamacare. Extremists twisted this conclusion into the misleading statement that the law will cause millions of Americans to “lose their jobs.” I’m tired of this relentless onslaught against a program that’s providing peace of mind to millions of Americans.
Several years ago, my self-employed sister bought an individual health plan that promised to cover most medical costs beyond the $5,000 deductible. Her pre-existing condition (cancer) meant that better plans were unavailable to her.
As it turns out, some significant exclusions lurked in her policy’s fine print, and after a heart attack, she found herself responsible for $40,000 in medical bills. Imagine the anxiety of being stuck with a policy that she now realized was nearly worthless, knowing that another bout of cancer or heart disease wouldn’t just threaten her physical health, but could also wipe her out financially. But with two pre-existing conditions, buying into a decent plan was impossible.
Now, thanks to Obamacare, my sister has a health care plan that actually protects her from potential financial disaster. It has broader coverage, a smaller deductible, and a lower premium than her prior plan, despite her medical history. Without it, she’d be sent back to that cruel Catch-22, where the very reason that she urgently needs health care coverage (her increased likelihood of cancer or heart disease) would disqualify her from getting it.
Personally, I’m grateful for Obamacare.