Letter: Obamacare works for me
There are people being helped by Obamacare, and I’m one of them.
I’ve been self-employed for most of the last 15 years and have purchased my own health insurance. I’ve seen my insurance premiums rise steeply. Three years ago they went up 40 percent in one year. I kept increasing the deductible to lower the premium, and in the last few years I’ve had a $10,000 deductible. I considered dropping it many times to ease the financial strain. I’m in my 50s, and though I’m healthy it was hard to find a company that would even cover me. Overall, I’ve felt that as a consumer I have no power in that market. As the costs of health care itself have gone through the roof, I also had a very hard time getting prices from hospitals or labs to compare ahead of a test or procedure. I just had to pay the bills. Usually when you buy something, you can at least get an estimate for it.
Obamacare has initiatives to make health care work better for all of us – focusing more on prevention, coordinating care between a person’s providers to get better results for the cost, developing strong “primary care” and making it more fair for consumers in a system where corporate heavyweights have written the rules for too long. I’m extremely grateful to have better coverage at a price I can live with and hope that what seems like help for the few results in a better system for us all.