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Roofer files for Chapter 7

Last modified: 8/31/2012 12:00:00 AM
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A Bow roofer accused of scamming homeowners filed for bankruptcy Wednesday, effectively freezing the state's effort to seek restitution for his former clients.

Tim Currier was sued in June by the attorney general's office, which in part is seeking repayment for homeowners who have accused Currier of taking upwards of $100,000 in return for faulty or unfinished work. But attempts to collect money through a civil case are put on hold when the defendant files for bankruptcy, Senior Assistant Attorney General Connie Stratton said yesterday.

She added that the bankruptcy shouldn't affect the state's effort to seek an injunction to stop Currier, owner of Green Home Energy Systems, from doing business.

In filing for Chapter 7 bankruptcy, Currier is asking the courts to liquidate his assets and use the proceeds to pay creditors at least part of what they're owed. Among his creditors, Currier lists several people who have told the Monitor and other news agencies that he scammed them.

Attorney Mark Cornell, who specializes in bankruptcy proceedings and is not related to this case, said yesterday those homeowners could avoid being included in the liquidation process by petitioning the court.

''Any creditor who believes that they were defrauded or otherwise that there was some sort of wrongful conduct in their case, they can file an objection to having their debt discharged in the bankruptcy,'' he said. ''The burden is on the creditors to come forward and object.''

One homeowner listed as a creditor, Stephen Benoit of Sanbornton, has also filed a lawsuit against Currier after accusing him of taking $10,000 in March for a roof he never built. Benoit has received a lien on Currier's Bow home but said yesterday he isn't counting on seeing a penny from the liquidation proceedings.

''I'm not really shocked by any of this,'' Benoit said. ''I suspect the reason he was able to go through the legal matter of filing for bankruptcy is because he's got our money. As far as shock and surprise, I wish I could say I was shocked and surprised.''

Any proceeds from the liquidation would first go to pay the $3,700 Currier owes in child support followed by an unknown amount he owes the Internal Revenue Service, according to the filing.

''It is unlikely that any money will be made available through the bankruptcy system (for the homeowners),'' Cornell said. ''I certainly would not count on any recovery.''

In the petition, Currier listed his Bow home as an asset that he owns with his wife. But it is unclear from the filing whether the $171,000 Currier lists as the value of the 42 River Road residence constitutes the entire value or just his part.

The civil lawsuit against Currier is scheduled for a June 2013 trial, Stratton said.

A paralegal working for Currier's bankruptcy lawyer declined to comment on the case yesterday, and a number previously used to contact Currier is now disconnected.

Last month Currier was sentenced to a year in jail with all but 30 days suspended after being found guilty of keeping his wife from calling 911 during a June 2011 incident. In the same case, jurors found Currier not guilty of assaulting the woman.

(Tricia L. Nadolny can be reached at 369-3306 or tnadolny@cmonitor.com or on Twitter at @tricia_nadolny.)'


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